157 Golf Aire Blvd, Haines City, FL 33844
5 beds · 3 baths · 2,129 sqft
Get a free consultation call with an expert in the mortgage assumption process.
RARE FIND!!!! AND PRICED TO SELL!!! SOLAR PANELS PAID OFF!!! CUSTOME POOL!!! Discover the perfect blend of comfort, elegance, and modern upgrades in this stunning 5-bedroom, 3 full-bath home nestled on a premium lot with no rear neighbors, offering uninterrupted panoramic views of a lush golf course and majestic mammoth oak trees. Step into resort-style living with a BRAND NEW! custom-built, app-controlled saltwater pool featuring an elevated heated spa, LED lighting, air blower, and a 5-year remaining parts warranty — all framed by a screened-in covered lanai that invites year-round enjoyment and relaxation. Inside, you’ll love the seamless flow of NEW luxury vinyl flooring in all bedrooms and neutral-toned 20” tile throughout the main floor. The heart of the home shines with a fully updated kitchen, showcasing brand-new granite countertops, refinished cabinetry with modern hardware, and a full suite of stainless-steel appliances. The expansive master suite is a true retreat with a tray ceiling, a huge walk-in closet, and a spa-inspired en-suite bathroom featuring dual sinks. Upstairs, a completely RENOVATED hall bathroom offers stylish comfort for guests and family alike. Enjoy year-round energy efficiency with PAID OFF!!!!! solar panels, double-pane windows, a 2020 AC unit, and brand-new recessed lighting throughout. A screened-in garage door provides added airflow and comfort for your workspace or gatherings, while the brand-new well system keeps your sprinkler system running efficiently and affordably. This home truly has it all — space, style, savings, and serenity. Whether you're entertaining poolside or soaking in the breathtaking golf course views from your backyard, every day here feels like a getaway. Don't miss this rare gem — schedule your private tour today!
Source: STELLAR #P4934579
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #P4934579
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.