15694 Angelica Dr, Alva, FL 33920
4 beds · 3 baths · 2,958 sqft
Experience the Best of Hampton Lakes Living! Welcome to this breathtaking 4-bedroom, 3-bathroom home in the highly desirable Hampton Lakes community. Ideally located with quick access to Fort Myers, top-rated schools, and an array of local dining and shopping, this property offers a perfect balance of style, convenience, and comfort. Boasting nearly 2,600 square feet of thoughtfully designed living space, this home is as functional as it is elegant. Step inside to discover bright, open living areas, oversized bedrooms, and a serene master suite featuring a spa-like en-suite bathroom for ultimate relaxation. The heart of the home—a modern, chef-inspired kitchen—is outfitted with updated cabinetry, ample storage, and sleek finishes. Its open layout connects seamlessly to the living and dining spaces, creating an entertainer's dream. Step outside and fall in love with your private backyard oasis. Fully fenced with tranquil preserve views, this expansive outdoor space is perfect for hosting gatherings, setting up a play area, or unwinding under the Florida stars. Hampton Lakes isn’t just a neighborhood—it’s a welcoming community known for its friendly atmosphere, low HOA fees, and unmatched charm. Whether you’re starting a new chapter or planting roots, this home and community are ready to welcome you. Don’t wait—schedule your private showing today and discover why Hampton Lakes is the perfect place to call home!
Source: NABOR #224082584
All values shown are estimated costs / mo.
Source: Public records
Source: NABOR #224082584
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.