15694 Angelica Dr, Alva, FL 33920
4 beds · 3 baths · sqft
Welcome to this exquisite 4-bedroom, 3-bathroom home nestled in the highly desirable Hampton Lakes community! With its perfect location offering easy access to Fort Myers, top-rated schools, and local dining favorites like Roosters, this home provides an exceptional blend of convenience, comfort, and modern living. As you step inside, you’re greeted by a spacious and thoughtfully designed floor plan spanning just under 2,600 square feet. Every room in this home feels expansive, but the oversized bedrooms truly stand out—offering generous space for relaxation, with each room bathed in natural light for a warm and inviting ambiance. The master suite is a true retreat, complete with an en-suite bathroom, creating a private oasis for unwinding at the end of the day.At the heart of the home is the beautifully updated kitchen, a chef's dream! Featuring newer cabinets, ample storage, and sleek finishes, this kitchen is perfect for hosting family dinners or casual breakfasts. The open layout flows seamlessly into the living and dining areas, making it ideal for entertaining guests or enjoying cozy evenings with loved ones. Step outside and discover your private backyard paradise. The huge, fully fenced yard offers both privacy and endless potential for outdoor living, with serene preserve views providing the ultimate backdrop for relaxation. Whether you’re hosting barbecues, setting up a play area, or simply enjoying the peaceful surroundings, this backyard is your personal escape from the hustle and bustle of everyday life. Located in a neighborhood known for its amazing atmosphere and vibrant community spirit, this home offers the best of suburban living with the added bonus of a low HOA. Hampton Lakes is a place where neighbors become friends, and the lifestyle is just as inviting as the home itself. Don’t miss the opportunity to make this exceptional property your forever home. Schedule your private tour today, and experience everything Hampton Lakes has to offer!
Source: FORTMYERS #224082584
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224082584
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224082584
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.