1568 Pine Canyon Dr, Happy Jack, AZ 86024
4 beds · 3 baths · 2,374 sqft sqft
**Motivated Seller - Remarkable Price Drop!**Discover an incredible opportunity with this stunning forest cabin in the heart of Happy Jack! This serene mountain sanctuary combines rustic elegance with modern convenience, offering a unique retreat in a breathtaking natural setting. As you arrive, you'll be captivated by the picturesque surroundings, framed by towering pines and the refreshing essence of mountain living. Step inside to find a spacious open floor plan designed for both relaxation and entertaining. The inviting living area features a striking stone fireplace, perfect for cozy gatherings, and large windows that showcase panoramic views of the lush forest, filling the space with natural light and tranquility.The well-appointed kitchen is a culinary dream, equipped with fabulous appliances, expansive countertops, and custom cabinetry that blend functionality with style. The central island provides additional prep space and casual seating, making it an ideal spot for family and friends to gather. Adjacent to the kitchen, the dining area offers a delightful setting for meals, enhanced by the picturesque backdrop of nature.This home includes multiple generously sized bedrooms, with the master suite serving as a luxurious retreat. This private haven features an en-suite bathroom and direct access to the front deck, where you can start your day with fresh mountain air and scenic views. Each additional bedroom is thoughtfully designed to ensure comfort and privacy, making it easy to accommodate family and guests. The exterior of the property is equally impressive, featuring a beautifully landscaped yard and a spacious decks perfect for outdoor living and entertaining. Whether hosting barbecues or enjoying a quiet evening with your favorite glass, this outdoor space is ideal for creating lasting memories. Additionally, the home offers versatile spaces suitable for remote work or creative projects, along with a large laundry room and ample storage options to meet all your needs. Located in the coveted Blue Ridge area, you'll have convenient access to a wealth of outdoor activities, including hiking, fishing, and exploring the region's natural beauty. This Pine Canyon cabin is more than just a home; it's a lifestyle opportunity. Whether you're seeking a peaceful year-round residence or a seasonal escape, this mountain retreat provides an unparalleled combination of comfort, beauty, and tranquility. Plus, the adjacent lot is also available for sale, giving you the chance to create your own pine paradise. Don't miss out on this extraordinary Happy Jack gemsome see it today to experience the exceptional living that awaits you before its too late! Reach out to the listing agent or your personal realtor to hear more about the Blue Ridge cabin!
Source: ARMLS #6751042
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6751042
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6751042