15667 Altomare Trace Way, Woodbridge, VA 22193
5 beds · 4 baths · 3,440 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this exquisite colonial-style home with a classic brick exterior, nestled in the highly desirable Kelley Farm community. This meticulously maintained property combines timeless charm with modern updates, including a new roof (2020) and a new HVAC system (2022). Offering 4 spacious bedrooms and 3.5 bathrooms, the home features gleaming hardwood floors throughout the main level and a thoughtfully designed layout filled with exceptional details. Step into the grand foyer that immediately sets a tone of elegance and warmth. The formal living and dining rooms are ideal for entertaining or enjoying quiet, intimate evenings. At the heart of the home, you'll find a stunning gourmet kitchen equipped with high-end black stainless steel appliances and an open-concept design that flows into the family room—perfect for cooking while engaging with guests or family. Upstairs, retreat to the luxurious primary suite featuring a spacious bedroom, an oversized sitting room perfect for relaxation or reading, and a spa-like en suite bathroom complete with dual vanities and a soaking tub. Three additional generously sized bedrooms share a well-appointed hall bathroom. The finished walk-up basement expands your living space, offering a versatile bonus room that can be used as an additional bedroom, home theater, gym, or whatever suits your needs. A full bathroom on this level adds convenience and flexibility. Step outside to enjoy the large, fully fenced, flat backyard—perfect for outdoor gatherings, play, or peaceful afternoons in the sun. 15667 Altomare Trace Way is a rare gem that beautifully blends sophistication, comfort, and functionality. From the elegant foyer to the inviting living spaces and private backyard, this home has been thoughtfully crafted to support your ideal lifestyle. Don’t miss your chance to make this exceptional property your own!
Source: BRIGHT #VAPW2091688
Source: BRIGHT #VAPW2091688
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
