15658 Avenue Of The Arbors, Winter Garden, FL 34787
5 beds · 3 baths · 2,448 sqft
Welcome to your dream home nestled in the highly sought-after Independence Community! Beautiful 5-Bedroom, 3 Full Bath, Plus Den Home in the Sought-After Independence Community. - **Updated Flooring:** Enjoy modern, stylish flooring throughout the home for a sleek and contemporary feel. - **Smart Home Technology:** Experience convenience and peace of mind with advanced smart home features, including programmable lights and a comprehensive security system. - **Oversized Driveway:** Ample space for parking and easy access for you and your guests with a long, oversized driveway. - **Serene Views:** Relax and unwind while overlooking a tranquil pond from your backyard, providing a picturesque and peaceful atmosphere. - **Ideal Location:** Situated on a quiet alleyway, this home offers both privacy and accessibility to community amenities and local attractions. See Disney fireworks from your front porch. - **Spacious Layout:** Enjoy an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating an inviting ambiance ideal for both entertaining and everyday living. - **Modern Kitchen:** The heart of the home boasts updated appliances, ample counter space, and a large island that’s perfect for meal prep and casual dining. - **Primary Suite Retreat:** The generous primary bedroom features an en-suite bathroom complete with a soaking tub, separate shower, and a walk-in closet. - **Additional Bedrooms:** Four additional bedrooms provide plenty of space for family and guests, each with ample closet space and natural light. - **Den/Office Space:** The versatile den can serve a variety of purposes, from a quiet workspace to a cozy reading nook. - **Outdoor Living:** Step outside to a screened in porch overlooking a pond, perfect for summer barbecues, relaxing evenings, or gardening. Fenced back yard. - **Community Amenities:** Residents of the Independence community enjoy access to numerous amenities such as walking trails, parks, community pools, tennis, basketball and social activities. Water access/ramp to Lake. - **Convenient Location:** Situated near top-rated schools, shopping centers, and dining options, this home offers the perfect blend of comfort and convenience. This property is perfect for families and individuals looking for a blend of comfort, technology, and scenic surroundings. Schedule a showing today and make this stunning home yours! Don’t miss the opportunity to make this beautiful home your own!
Source: STELLAR #o6265086
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6265086
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6265086
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.