1563 Mac Chesney Dr, Tarpon Springs, FL 34689
3 beds · 3 baths · 2,927 sqft
Captivating single-family home with a deed boat ramp in the heart of Tarpon Springs, FL. Welcome to 1563 Mac Chesney Dr, a 3-bedroom, 2.5-bathroom home nestled in a quaint waterfront neighborhood just minutes from downtown Tarpon Springs. This residence offers comfortable and practical living. Situated in the highly sought-after Sunset Hills Country Club neighborhood, you'll enjoy close proximity to the famous historic downtown Tarpon Springs and Sponge Docks, Fred Howard Park, Sunset beach, restaurants, shops & more. Experience the convenience of city living without sacrificing tranquility. Step inside to discover this thoughtfully designed living space. The open floor plan seamlessly connects the living and kitchen areas, creating an inviting atmosphere for both daily life and entertaining guests. The heart of the home, the kitchen is equipped with custom soft close cabinetry, spacious granite countertops, and modern appliances. Perfect for those who like to cook and entertain alike. Check out the primary suite, a large comfortable space featuring an ensuite dual sink bathroom with two large walk in closet with custom shelves and organizer. This split floor plan has 2 additional bedrooms on the front side of the home that are generously sized, providing flexibility for families or guests with a 2nd bathroom just steps away. Step outside to the massive covered enclosed porch overlooking your large, fully fenced backyard, a private oasis for relaxation and entertainment. Don't forget to head downstairs by the elevator or the steps to see your large 4 car garage and on the back side there is additional living space currently used as a gym and living room and a half bathroom for guest (all cooled by a mini-split system installed in 2019), with a lower covered patio to relax and watch the sun rise! The home has been meticulously maintained and ready for you to move right in. You have plenty of parking on your large double pavered driveway. There is ample space in the side yard for RV or boat parking with a double gate for easy access. HIGHLIGHTS and FEATURES you want to know about: Deeded boat ramp into Anclote River and out to the gulf with no worry of any bridges, 3 outdoor living spaces, reclaimed irrigation system, Elevator in the home, plantation shutters throughout, spray foam insulation, concrete hardy board siding, Hurricane Impact windows and doors, 2X6 construction walls, and Truss tie down to foundation. Don't miss the opportunity to make 1563 Mac Chesney, your home.
Source: STELLAR #u8255189
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8255189
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8255189
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