15602 Camino Del Sol Dr, Houston, TX 77083
3 beds · 2 baths · 2,127 sqft sqft
This home is GORGEOUS & DIDN'T FLOOD! From the moment you enter, you know you are truly home. Tile and high quality laminate wood flooring throughout (no carpet)! The brick fireplace is a focal point to the main living area. Upgraded lighting throughout-including ceiling fans in bedrooms. Living Room also features a beautiful wet-bar w/slate back splash & a wine refrigerator, as well as faux granite looking counters. Kitchen is beautiful w/custom hardware on cabinetry & stainless appliances-Refrigerator stays. There is a Sun-room that opens to the Kitchen which gives plenty of room for a breakfast area & a great sitting area you can enjoy & read your favorite books. All of the bedrooms are very large (set up is more like 2 full Master suites) and both baths have been fully updated w/custom vanities/sinks, tub/shower surrounds, tile floors, upgraded fixtures & custom mirrors. Lg Patio in the private back yard w/beautiful landscaping-including lemon tree & area for a garden or dog pen.
Source: HAR #74743443
Interest rate and monthly payment estimated based on public records.
Source: HAR #74743443
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #74743443
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.