156 Vine Creek Dr, Acworth, GA 30101
5 beds · 3 baths · 3,765 sqft
BACK ON THE MARKET AT NO FAULT OF THE SELLER! PREVIOUS BUYER HAD A HOME TO SALE AND COULD NOT FINALIZE THE SALE OF THEIR HOME. MOTIVATED SELLER'S! Welcome home to this breathtaking 5-bedroom, 3.5-bath oasis in the coveted private 18-hole golf community of Bentwater! This light-filled, open-concept home offers over 4,000 square feet of pure comfort and style—perfect for those seeking a serene lifestyle surrounded by lush green views and luxurious amenities. As you step through the grand foyer, you'll be greeted by soaring cathedral ceilings that extend into the spacious great room, where you can unwind by the cozy wood-burning fireplace. The main level is a host’s dream, featuring a gourmet kitchen with granite countertops, a spacious island, a cabinet pantry, and nearly-new stainless-steel appliances—including a five-burner gas range with convection oven and air-fryer. Your culinary adventures await! The main floor’s owners suite is your personal retreat, boasting a tray ceiling, custom walk-in closet with built-in drawers and shelves, and a spa-like en suite bath. Relax in the oversized soaking tub or enjoy the separate shower and private toilet room. Upstairs, discover a full bathroom with a large linen closet, and three additional bedrooms, one of which features two walk-in closets, and convenient attic access. With room for everyone, the possibilities are endless! The fully finished daylight basement offers even more living space with decorative stained concrete floors, a wet bar, a home office, a cozy movie room (complete with projector and screen), and a versatile bedroom/flex space. With a full bathroom and separate entrance, this area is ideal for an in-law or teen suite. Step outside to your private backyard sanctuary, where you'll find a large deck with a porch swing—perfect for sipping coffee while enjoying peaceful morning views. The fenced yard features a fire pit, a playground set, and plenty of trees, and views of the golf course. Plus, the freshly sodded lawn with a sprinkler system ensures a beautiful, low-maintenance space year-round. Recent upgrades include a brand-new roof (2023), three newer HVAC units (2020, 2024), and insulated garage doors with ultra-quiet openers (2024). Rest easy knowing this home is well-maintained and move-in ready! Living in this community means access to incredible amenities: 5 pools (including a Jr. Olympic pool), 3 playgrounds, a waterslide, tennis courts, basketball and Pickleball courts, a fitness park, nature trails, and a welcoming clubhouse. Optional golf club membership gives you access to a country club with a restaurant for casual dining or special occasions. Don’t let this rare opportunity slip away, these sellers are motivated, so schedule your showing today and experience all this home has to offer. It’s the perfect blend of luxury, comfort, and community! Preferred Lender Josiah Burdge with Anchor Home Mortgage. Preferred Closing Attorney Hartman Law.
Source: FMLS #7391100
Source: FMLS #7391100
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7391100
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.