156 Rochester Ct, Braselton, GA 30517
4 beds · 3 baths · 2,281 sqft
|| $1500 BUYER BONUS - WOW || TRANSFERABLE HOME WARRANTY || || NO RENT RESTRICTIONS || || NEW ROOF || || NEW HVAC || || UPDATED KITCHEN || *** What You'll See *** Upon entering this BRIGHT AND INVITING HOME, you'll be greeted by a TWO-STORY FOYER that bathes the space in natural light, enhancing the sense of openness. The MODERN, UPDATED KITCHEN showcases sleek, NEW FIXTURES AND APPLIANCES that shine against the backdrop of newly updated cabinetry and countertops. As you move through the SPACIOUS INTERIOR, the unique BAMBOO FLOORING catches your eye, adding a touch of elegance and warmth. The MASTER SUITE is a true retreat with its SOARING CEILINGS and spa-like bathroom, featuring a luxurious soaking tub and scenic views of the lush landscape outside. *** What You'll Hear *** Experience the PEACEFUL AMBIANCE of the QUIET, ESTABLISHED REMINGTON PARK ON THE RIVER COMMUNITY as you listen to the gentle rustle of leaves in the backyard while enjoying a morning coffee. Inside, the comforting crackle of the WOOD-BURNING FIREPLACE in the family room will keep your family cozy during the colder months. The hum of the NEW HVAC SYSTEM assures you that your home is maintaining the perfect temperature year-round, while the sounds of laughter and joy fill the bonus room, making it the ideal playroom for the kids. *** What You'll Feel *** Feel the smoothness of the NEW BAMBOO FLOORING under your feet as you walk through the home, adding a sense of luxury and comfort. The COZY FIREPLACE invites you to snuggle up with a good book or enjoy a movie night with loved ones. The SPACIOUS MASTER SUITE offers a sanctuary of relaxation, where you can soak in the SPA-LIKE TUB and let the stress of the day melt away. Outside, the SUNNY BACKYARD provides the perfect setting for gardening, with a SHADED AREA for summer relaxation, allowing you to fully enjoy the tranquility of your private lot. *** What You'll Experience *** Experience the perfect blend of CONVENIENCE AND TRANQUILITY in this beautifully updated home. With NO RENT RESTRICTIONS, you have the flexibility to personalize your living situation as you see fit. The TRANSFERABLE HOME WARRANTY offers peace of mind, knowing that all major systems, including HVAC, appliances, and electrical, are covered. The CLOSE PROXIMITY TO I-85, CHATEAU ELAN, AND LOCAL RESTAURANTS makes it easy to enjoy all that the area has to offer, from fine dining to shopping. With the NEW PUBLIX AND KROGER just minutes away, all your essentials are within easy reach, making life here both comfortable and convenient. This home is ready to welcome its next family, offering a perfect blend of modern amenities, serene surroundings, and easy access to everything you need.
Source: FMLS #7445705
Source: FMLS #7445705
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.