156 Hickory Ln, Georgetown, TX 78633
3 beds · 3 baths · 1,972 sqft sqft
Discover your new residence within the esteemed "The Village" community, renowned for its close-knit ambiance. This exquisite 3-bedroom, 2.5-bathroom home boasts an inviting open floor plan with soaring ceilings and a cozy fireplace in the living area. Bathed in natural light through large windows, the home exudes a spacious and inviting atmosphere. Remodeled in October 2024, it now has fresh paint, luxury vinyl floors, gray cabinets and new hardware. You have to see this beautiful home Choose to enjoy your meals in either a formal dining area, a charming breakfast nook with a picturesque bay window, or outdoors in your expansive patio. The large primary bedroom suite offers ample space for a complete bedroom ensemble, complemented by an ensuite bathroom featuring a separate shower, luxurious soaking tub, dual vanities, and a walk-in closet complete with built-in shelves. Ascending to the upper level, you'll find two generously sized bedrooms connected by a versatile loft area overlooking the living space below. Step outside to discover an expansive patio and roomy backyard, perfect for entertaining guests or enjoying a leisurely barbecue. A matching storage shed discreetly enhances the property's functionality. Conveniently situated within walking distance of Village Elementary School, residents also enjoy easy access to the Village Swimming Pool and nearby parks. With a multitude of amenities just moments away, including HEB (1 mi), CVS (1 mi), Randall's (3 mi), and Walmart (5 mi), as well as Cedar Breaks and Overlook Parks within a short distance (2 mi), this home offers unparalleled convenience. Don't miss the opportunity to make this remarkable residence yours. Schedule your viewing today before it's gone!
Source: ACTRIS #6969783
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #6969783
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6969783
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.