156 Greenhurst Cir, Holly Springs, NC 27540
5 beds · 4 baths · 3,718 sqft
Welcome to 156 Greenhurst Circle, nestled in the charming town of Holly Springs, NC. This delightful property is located in a serene neighborhood that perfectly balances suburban tranquility with convenient access to urban amenities. As you approach this inviting home, you'll be captivated by its charming curb appeal and well-maintained landscaping. Step inside to discover a spacious and thoughtfully designed interior that offers both comfort and style. The open floor plan seamlessly connects the living areas, making it perfect for entertaining guests or enjoying quality family time. Embracing sustainability and luxury, this residence boasts cutting-edge green enhancements like a state-of-the-art solar system and EV charger, along with a tankless water heater. Intricate molding, a grand great room with floor-to-ceiling barn doors elevate the interior. Each bedroom offers direct access to a full bath, while the master suite impresses with his and her walk-in closets and a spa-like bathroom. Further enhancing functionality are garage shelving for organization, a screened-in porch, and a fenced backyard on a private lot with a tranquil tree-lined buffer. The kitchen is a chef's dream, featuring modern appliances, ample counter space, and plenty of storage. Whether you're preparing a quick breakfast or hosting a dinner party, this kitchen is equipped to handle it all. The bedrooms are generously sized, providing a peaceful retreat at the end of the day. Outside, the backyard offers a private oasis where you can relax, garden, or host summer barbecues. The community itself is known for its friendly atmosphere and is conveniently located near top-rated schools, parks, and shopping centers. Nearby, you'll find popular spots like the Holly Springs Towne Center, Bass Lake Park, and a variety of dining options. Experience the best of Holly Springs living at 156 Greenhurst Circle, where comfort, convenience, and community come together to create the perfect place to call home.
Source: TRIANGLEMLS #10082718
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: TRIANGLEMLS #10082718
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.