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$412,000 SIGNIN

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156 Brookridge Ct, Douglasville, GA 30134

5 beds · 3 baths · 2,580 sqft

Welcome to 156 Brookridge Court—a thoughtfully designed 5-bedroom, 2.5-bath home tucked into a peaceful cul-de-sac in Douglasville. This spacious two-story property offers not just a place to live, but a lifestyle that blends comfort, functionality, and fun. Step into a dramatic two-story foyer with soaring ceilings that flow into an airy living room, complete with a gas fireplace framed in stone and a statement light fixture that adds a touch of modern charm. The primary suite is located on the main level, creating a perfect retreat from the day-to-day hustle. The kitchen offers an efficient dual-sided layout with extended countertops for meal prep or casual dining, along with a built-in stove and dishwasher. There’s a large designated space ready for your dream refrigerator. Two walk-in closets and two floored attic spaces in the main house provide impressive storage solutions, perfect for seasonal décor, hobby gear, or bulk items. Out back, discover a true lifestyle escape. The level, fenced-in backyard features a sparkling in-ground pool, a covered patio perfect for weekend cookouts, and even a unique mini ballpark setup complete with a dugout fixture and canopy swing. A 10x13 storage shed adds even more function to this flexible outdoor space. One of the home’s standout features is the detached two-car garage—currently styled as a fully functional, sports-themed hangout space with epoxy floors showcasing Georgia’s most iconic teams. Whether you’re a fan or just love a bold design, this space is ready for game days, workouts, or creative hobbies—and can easily be returned to garage use if desired. The garage also offers floored attic storage with stand-up space and a pull-down ladder, perfect for long-term organization or seasonal storage. Additional features include a paved front seating area, an extended pull-in driveway for extra parking, and an attached two-car garage. This home, walking distance from South Paulding High School and Dugan Elementary, is located in a well-maintained community with a low annual HOA of just $495. If you’re looking for a home that offers space to spread out, entertain, create, and relax—all in the comforts of your backyard—156 Brookridge Court is calling your name. Schedule your private showing today and imagine the possibilities!

Estimated
Seller's interest rate
3.25%
7%
Estimated
Monthly payment

$1,684
$2,064
You may also save up to $109,886 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,064 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
3.25%
Remaining term
24 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,684
Principal & interest
$873
Mortgage insurance
$142
Property taxes
$407
Home insurance
$219
HOA fees
$41
Utilities
Not included

Source: Public records

Home details
Size
2,580 sqft
Lot size
1.52 acres
Year built
2005
Type
Single Family Residence
HOA dues
$41.25

Source: FMLS #7557839

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 16, 2025 05:45 pm
Listing agent: Esrom Quarterman
Listing provided courtesy of: Fox Hollow Realty, LLC (912) 272-2191
Details provided by FMLS and may not match the public record.
MLS ID: #7557839
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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