15590 Black Pepper Ln, Odessa, FL 33556
3 beds · 2 baths · 1,690 sqft sqft
Discover modern elegance in The Preserve with this beautifully upgraded home! This newer DR Horton residence offers 3 spacious bedrooms, 2 modern bathrooms, and 1,690 sq ft of thoughtfully designed living space. As you step inside, you’ll be greeted by an open-concept layout that seamlessly blends style and functionality. The gourmet kitchen is a chef’s delight, featuring granite countertops, high-end stainless-steel appliances, backsplash, a large island, and ample cabinetry, making it perfect for both everyday meals and entertaining guests. The luxurious primary suite serves as a private retreat, complete with a generous walk-in closet with custom shelving, and an en-suite bathroom that boasts dual vanities and a walk-in shower. The additional bedrooms are well-appointed and share a beautifully updated bathroom. The living and dining areas are bathed in natural light, creating a warm and inviting atmosphere for family gatherings and relaxation. Step outside to your fenced backyard with ambient lighting on an extended paved patio which is an ideal space for pets, play, and outdoor dining. The backyard offers plenty of room for gardening or creating your own outdoor oasis. The two-car garage provides ample storage and parking space, ensuring convenience and security. Located in the highly sought-after community of The Preserve, this home offers access to a wealth of amenities, including a resort-style pool, state-of-the-art fitness center, playgrounds, basketball court, and scenic walking trails. The community is situated in a PRIME LOCATION with easy access to top-rated schools, shopping, dining, and major highways, making it perfect for families and professionals alike. The owners spared no expense and made multiple upgrades after construction while keeping the home on a strict maintenance schedule. Don’t miss the opportunity to make this exquisite property your own and enjoy the perfect blend of modern elegance and comfort in a vibrant community setting! Be sure to ask your agent about the assumable loan available. Make your appointment today!
Source: STELLAR #tb8304672
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8304672
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8304672