1559 Scrub Jay Ct, Deland, FL 32724
4 beds · 3 baths · 2,469 sqft
Welcome to this beautifully maintained 4-bedroom, 2.5-bathroom home, built in 2020, and includes fully paid-off solar panels, which provide energy efficiency and long-term savings. Located in the highly desirable Victoria Trails community of DeLand, this modern residence sits on a spacious corner lot at the end of a peaceful cul-de-sac, offering both privacy and a serene setting. As you step inside, you're immediately greeted by an open floor plan that is filled with natural light, highlighting the airy and spacious living areas. The main floor seamlessly connects the living room, dining area, and kitchen, creating an ideal space for family gatherings and entertaining, while also having an additional office perfect for those that work from home and need an additional space! Upstairs, you'll find brand-new luxury vinyl plank (LVP) flooring throughout, adding both style and durability. As you walk up the stairs you are greeted by an additional open bonus room perfect for a secondary living space. The large master suite is a true retreat, featuring a private ensuite bathroom. The oversized driveway provides ample parking, while the two-car garage offers plenty of storage space. Equipped with a water softener and reverse osmosis system, you'll enjoy purified and softened water throughout the entire house, providing you with clean, crisp water for drinking, cooking, and bathing. The home also comes with the added benefit of a well-managed HOA, which covers internet, cable, and irrigation, making it easier to stay connected and maintain your outdoor space. Plus, enjoy access to fantastic community amenities such as a sparkling pool, fully equipped gym, and tennis courts. Don’t miss out on this incredible opportunity to own a home with these valuable, eco-friendly features and a host of perks. Step outside to the brand-new rear patio, where you can relax and enjoy the peaceful backyard. The property backs up to protected conservation land, ensuring that no development will ever occur behind the home, offering unmatched privacy and tranquility. With a combination of modern amenities, eco-friendly features, and a peaceful location, this home truly has it all and is ready for you to move in and enjoy!!
Source: STELLAR #O6296241
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6296241
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.