15589 Mccomb Cir, Port Charlotte, FL 33981
3 beds · 2 baths · 1,600 sqft
It’s all in the details and this home has them all. Welcome home to your new oasis in South Gulf Cove. This 3 bedroom, 2 bath, 2 car garage home has 1600 sq ft of living space with tons of extras to include a den or office and is positioned on an oversized corner lot. No need to worry about anything here as the current owners have it covered. The windows are covered on the inside with new plantation shutters that were installed in 2019 and protected on the outside with hurricane accordion shutters that were installed In 2020. Speaking of the outside, you will be able to enjoy your outside paradise year around with your heated saltwater pool which is very private behind the vinyl fence wrapping the back yard. The pool and fence were installed in 2019 and the pool heater in 2020. The pool is surrounded by plenty of stamped concrete deck area to accommodate all of your get togethers. The yard is also equipped with a sprinkler system. Inside, you can enjoy the open floor plan with an updated kitchen overlooking the living room which makes it the perfect space to entertain. The cabinets and granite tops were installed in 2021 with a new microwave and dishwasher installed in 2020. Even the indoor laundry room has a brand new washer and dryer. The main living area has tile floors while the 3 bedrooms have carpet. The tall ceilings make this home very comfortable and inviting. Schedule your tour today.
Source: STELLAR #c7496410
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7496410
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7496410
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.