15574 NW 121st Pl, Alachua, FL 32615
3 beds · 2 baths · 1,988 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Beautiful and much-loved 2021-built one-owner CONCRETE BLOCK home on cleared half acre that's bound by trees around! Gorgeous & scenic drive leading up to this quaint neighborhood of Tara Village with just a few homes! Move-in ready and offering almost 2000 sq ft of heated & cooled spaces with 3 bedrooms, 2 baths and a flex room that could be your den or office! Impressive exterior elevation with stones and a long driveway welcome you! As you enter the home, you will find comfort in the open floorpan of the popular Drexel model! The large beautiful kitchen faces the spacious great room and dining room making it a special hub for gathering friends and family! Tons of espresso cabinetry in the kitchen and backsplash, an oversized island with side cookbook-shelves, granite counters, stainless steel appliances are other features. The lay out and opens of this design flows so naturally! The dining room leads you to sliding doors to the screened in back porch where you can immerse yourself in nature! Privacy and tranquility abound! Plenty of room for a pool or Pickleball court! You will find the office/den and the primary bedroom off of the great room! The primary suite is stunning with tray ceilings and crown, walk in closet and a luxury en suite bath with a free-standing tub, glass-enclosed walk-in shower with tiles to the ceiling, double vanity and lots of space! The good-sized guest bedrooms are to the left of the foyer with a shared bath. Gallery foyer to display your favorite wall hangings, crown molding in main areas, tile floors except in bedrooms, blinds are other features! A must see! Located close to Jonesville, downtown Alachua and a quick hop to the main corridors! Call now to schedule our viewing!
Source: STELLAR #GC529791
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #GC529791
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.