15571 Stone House Dr, Brooksville, FL 34604
3 beds · 2 baths · 2,144 sqft
Charming 3-Bedroom + Office Home with Modern Upgrades in Prime Location Welcome to this beautifully appointed 3-bedroom, 2-bath home with an office (or potential 4th bedroom) and 2-car garage, built by Pulte in 2017. From the moment you approach the property, you’ll notice the freshly manicured lawn and inviting curb appeal. As you enter, you’re greeted by a flexible office space that could easily be transformed into a private room with a sliding barn door and built-in closet. This versatile area offers endless possibilities to fit your lifestyle. The heart of the home is the kitchen—a chef’s dream—boasting sleek granite countertops, stylish tile backsplash, and a large extended island perfect for entertaining. With ample storage in the 42" cabinets, black stainless steel appliances, a double cooking oven, and pendant lighting, cooking family meals or hosting gatherings is a breeze. The open-concept layout flows seamlessly from the kitchen to the spacious living room, where easy-glide sliders fill the space with natural light. A custom-built area provides the perfect spot for a home office station, home bar, or additional decor. Retreat to the luxurious primary suite, which features a generous walk-in closet with custom shelving to satisfy all your storage needs. The en-suite bath includes a walk-in shower and granite countertop, offering a spa-like retreat. Two additional spacious bedrooms share a well-appointed guest bath with a shower/tub combo, with one bedroom featuring a custom closet for extra organization. Before heading into the laundry room, you'll find built-ins that offer handy storage solutions—one with hooks for bags, coats, and accessories, and another for mail, documents, and more. Step outside to your private backyard oasis, offering no immediate rear neighbors for added privacy and tranquility. Enjoy the perks of living in a community with no CDD fees! The HOA covers trash pickup, community pool, playground, sidewalks, street lights, and open green spaces. The location is ideally situated with quick access to Highway 589, making it easy to reach Tampa, the airport, shopping, dining, and entertainment options. Don’t miss your chance to call this dream home yours! Schedule a private showing today.
Source: STELLAR #TB8344509
Financials
Source: Public records
Source: STELLAR #TB8344509
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.