15563 San Francisco Ln, Victorville, CA 92394
3 beds · 2 baths · 1,602 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Good As New! Welcome to 15663 San Francisco Ln — a move-in ready SMART home located in the quiet and established Santolina by DR Horton community in Victorville! This charming single-story home features 3 spacious bedrooms, 2 full bathrooms, and an open-concept layout perfect for everyday living and entertaining. The well-designed floor plan offers a bright and airy living room, a spacious kitchen with plenty of cabinetry, and a dedicated dining area ideal for meals and gatherings. Best of all, the solar panels are PAID OFF! Enjoy a generously sized backyard with endless potential—perfect for hosting BBQs, letting pets roam, or simply relaxing under the High Desert skies. The primary suite offers privacy and comfort with an en-suite bathroom and ample closet space. Additional highlights include a 2-car attached garage, interior laundry area, and central heating and air. Located just minutes from shopping centers, schools, parks, and quick freeway access to the 15, this home is ideal for commuters and growing households alike. Don’t miss this opportunity to own a beautiful home with room to grow in the heart of Victorville. Schedule your private tour today before it’s gone!
Source: CRMLS #HD25084347
Source: CRMLS #HD25084347
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.