1556 Little Pine Mountain Rd, Jasper, GA 30143
4 beds · 4 baths · 3,092 sqft
Mountain home w/ great mountain and sunset views including Sharp Top Mtn situated perfectly in Bent Tree Gated Golf Course Community w/ very nice amenities. 2 Large Masters-On Main each w/ French Doors and Deck access, 2nd master has private deck. A third spacious room can boast a separate, formal dining area, private office or third bedroom on the main! The Great Room with vaulted ceilings and wood burning/gas fireplace, screened porch, huge family room at the terrace and bonus room over the garage offer fabulous entertaining opportunities. Golf cart garage, walk in attic storage over garage, Level parking w/ 1-2 step entry, Roof is 9 -10 years architectural shingles, New HVAC Dual Fuel, 2 New and Newer Water Heaters, Finished basement w/ Full Bath, Daylight, Exterior Entry, Room used as 3rd Bedroom on main or office/library, Terrace level features Family Rm or Man Cave, 4th full bath and potential bedroom/bonus room, Plenty of storage, Workshop w/ Golf Cart Garage. New large upper and lower decks. Close to all amenities! Bent Tree is a gated, golf cart friendly, community with golf, tennis, two swimming pools, hiking trails, and 110 acre late stocked with fish and great for kayaking, paddle boarding, fishing, or go to the beach side. This is mountain resort - like living nestled in north Georgia mountains yet only a little over an hour to Atlanta. Jasper is a quaint and up and coming downtown w/ great plans for cultural development. Jasper is also the first mountain city at the foot of the Appalachian mountains yet only an hour & 15 minutes to the airport. 100% finance eligible possible VA assumable loan.
Source: FMLS #7374488
Source: FMLS #7374488
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7374488
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.