1556 Delford Way SE, Smyrna, GA 30082
6 beds · 5 baths · 4,073 sqft
STOP THE CAR!!! Welcome to this stunning brick home located in the highly sought-after Woodland Brooke Community! From the moment you enter, you'll be greeted by a grand 2-story foyer that opens up to a versatile living room or office space, seamlessly connected to the dining room, perfect for easy and enjoyable entertaining. The expansive family room, featuring cathedral ceilings and an abundance of natural light, is truly the heart of the home. The spacious kitchen, with ample cabinet space and a direct view of the family room, ensures you'll never miss a moment with your guests. The highly coveted master suite on the main floor boasts elegant tray ceilings, a luxurious en suite bathroom with custom tile work, granite countertops, a separate shower, a (4 Jet) Jacuzzi w/circuit breaker in the bathroom for protection. and a spacious walk-in closet. Upstairs, you'll find four more generously sized bedrooms and two additional full bathrooms, providing plenty of space for everyone. The full finished basement offers even more possibilities, with an additional potential 6th bedroom, a full bathroom, a gym area, and a large open rec area-ideal for a game room, theater room, or in-law suite. This subdivision features a Junior Olympic Size Swimming Pool with his & her bathrooms surround by lounge chairs. Nestled at the end of a peaceful cul-de-sac, this home offers a perfect blend of tranquility and convenience. Roof is only 2 years old and is an Anne Archer architectural shingle roof with a 50 year warranty on shingles & is fully transferable to new buyer! Seller also including a 1 year home warranty with Cinch so all appliances and HVAC's are covered! It's within walking distance to the Silver Comet Trail, close to shopping, and offers easy access to 285 and the city. This home is a blank canvas, just waiting for your personal touch & updates. Don't miss out on this incredible opportunity-RUN, don't walk, because this gem won't last long!
Source: GAMLS #10368758
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10368758
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10368758
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.