1555 Orange Ave # 304, Redlands, CA 92373
2 beds · 3 baths · 1,122 sqft
REDLANDS CHARMER WITH A FIREPLACE & LOW TAXES JUST MOMENTS FROM ESRI AND LLUMC. Immediately feel enveloped in warmth and charm as you make your way to a private entry with a spacious gated patio which could be an ideal space for morning coffee, BBQ's, a play area for kids. All new paint and laminate floorings, blinds, appliances and granite countertops. Brand new stainless steel stove, microwave, dishwasher and refrigerator included. Washer and dryer are also included. The bright and open family room centered around a cozy mantled fireplace. This impeccable home offers the ultimate vibrant living space and the ideal flowing floor plan where you can enjoy open concept living at its finest. its upgraded stainless steel appliances, and an optimally placed window which sits right above the sink. The star of the show are the large bedrooms with their own full baths and walk in closets. This is an ideal floorplan. Impressive outdoor amenities such as a large sparkling pool, spa, playground, tennis courts, and a clubhouse which includes a lounge, kitchenette, and gym are all just a stroll away. This home also has a 2 car attached. garage and plenty of extra space so you are able to comfortably fit a car and still have room for your storage needs. Add to that award-winning schools, community parks, local shops and restaurants, and convenient highway access to business centers -- and you may consider this the perfect home sweet home. This home could be yours. Take a look and make an offer.
Source: CRMLS #IG25052870
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #IG25052870
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.