15536 George Blvd, Clearwater, FL 33760
3 beds · 3 baths · 1,546 sqft
Clearwater - This 4 bedroom, 3 bath, 1 car garage pool home is a diamond in the rough with good bones and a new ROOF installed in 12/2024! Ready for updating and adding your personal style. Centrally located near major arteries for easy commuting. The low maintenance front yard allows you to spend less time on yard work and more time on enjoying life. The front porch is the perfect place to relax and enjoy your morning coffee or your evening adult beverage. The central space is open and light and bright while having a great flow for entertaining. Multi-generational or large family? There are two Primary Suites - One could be used as an In-Law Suite or potentially rented out. The Main Primary Suite is on one side of the home for privacy and convenience. It has a walk-in closet and private bath with walk-in shower. The Other Primary Suite is located off the family room. It has a walk-in closet, private bath with walk-in shower, and rustic accents. Bedroom 3 is spacious with laminate flooring and a large closet. Bedroom 4 is located across the hall. The hall bath is complete with tub/shower combo, bowl sink, and accent niches. The outdoor living space and pool area are perfect for fun times with family and friends. The fenced yard has plenty of space to create the oasis of your dreams - imagine a fire pit, a playset, garden & chickens, etc. The cabana could be used as an outdoor bar or convert it into an air-conditioned workshop. Being located in Unincorporated Pinellas County allows you to park your boat, trailer, etc. for easy access. Close to shopping, restaurants, and entertainment. Come take a look...You'll like what you see!
Source: STELLAR #TB8363122
Financials
Source: STELLAR #TB8363122
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.