15531 Waterleigh Cove Dr, Winter Garden, FL 34787
4 beds · 3 baths · 2,295 sqft

Get a free consultation call with an expert in the mortgage assumption process.
One or more photo(s) has been virtually staged. Welcome to this stunning 4-bedroom, 3-bath home nestled in the highly desirable Waterleigh community, where comfort, style, and convenience come together seamlessly. ** Seller offering to pay $7,000 towards buyers closing costs, or to buy down the interest rate. ** Step into the inviting open-concept design, featuring a kitchen with a large island, granite countertops, a walk-in pantry, and plenty of space to entertain. The home features new carpeting in the front bedrooms, which are conveniently connected by a Jack-and-Jill bathroom. The primary suite is a true retreat, boasting luxury vinyl flooring, tray ceilings, a walk-in closet, and a spa-like ensuite with a separate shower and soaking tub. Large windows fill the home with natural light, creating a bright and airy atmosphere. Situated on an oversized corner lot, this property offers a covered lanai perfect for outdoor relaxation. It is equipped with Tesla Energy solar panels for energy efficiency and an Apoc-X air treatment system, ensuring enhanced indoor air quality. Additionally, a new storm door was installed in 2024, adding both functionality and style. Fresh Interior and Exterior Paint 3/25. Located just 10 minutes from Disney, 20 minutes from premier shopping malls, and 10 minutes from the Turnpike, this home is also close to top-rated schools, and nearby medical centers. The HOA provides lawn maintenance and access to unparalleled amenities, including two clubhouses with resort-style pools, a miniature golf course, two fitness centers, tennis courts, a lake-view BBQ/picnic area, fishing pier a dog park, and more! Don’t miss this opportunity to own a beautiful home in one of Central Florida’s most desirable communities. Schedule your showing today!
Source: STELLAR #O6263193
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6263193
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
