15531 Waterleigh Cove Dr, Winter Garden, FL 34787
4 beds · 3 baths · 2,295 sqft
Welcome to this stunning 4-bedroom, 3-bath home nestled in the highly desirable Waterleigh community, where comfort, style, and convenience come together seamlessly. Step into the inviting open-concept design, featuring a kitchen with a large island, granite countertops, a walk-in pantry, and plenty of space to entertain. The home includes new carpet in 3 bedrooms and a convenient Jack-and-Jill bathroom connecting two of the secondary bedrooms. The primary suite is a true retreat, boasting luxury vinyl flooring, tray ceilings, a walk-in closet, and a spa-like ensuite with a separate shower and soaking tub. Large windows fill the home with natural light, creating a bright and airy atmosphere. Sitting on an oversized corner lot, the property features a covered lanai for outdoor relaxation. The home also comes equipped with Tesla Energy solar panels and an Apoc-X air treatment system, combining eco-friendliness with enhanced indoor air quality. Located just 10 minutes from Disney, 20 minutes from premier shopping malls, and 10 minutes from the Turnpike, this home is also close to top-rated schools, and nearby medical centers. The HOA provides lawn maintenance and access to unparalleled amenities, including two clubhouses with resort-style pools, a miniature golf course, two fitness centers, tennis courts, a lake-view BBQ/picnic area, fishing pier a dog park, and more! Don’t miss this opportunity to own a beautiful home in one of Central Florida’s most desirable communities. Schedule your showing today!
Source: STELLAR #o6263193
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6263193
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6263193
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.