15525 Charmwood Dr, Hudson, FL 34667
3 beds · 2 baths · 1,742 sqft sqft
Stunning 3-Bedroom, 2-Bathroom Home with Modern Upgrades and Spacious Lot This beautifully updated 3-bedroom, 2-bathroom home boasts an open floor plan that feels brand new. The heart of the home is the gorgeous gourmet kitchen featuring white shaker cabinets, exotic granite countertops, stainless steel appliances, LED recessed lighting, crown molding, and a stylish subway tile backsplash. Both bathrooms have been thoughtfully renovated with luxurious porcelain tiles, glass and stone accents, wood vanities, 18x18 porcelain flooring, and marble vanity tops. Throughout the home, you’ll find new ceiling fans, light fixtures, and 5 1/2" baseboards. The main living areas are finished with distressed grey luxury vinyl plank flooring, while the bedrooms are carpeted with neutral-toned Mohawk carpeting. The home has neutral paint throughout, both inside and out, which is modern and inviting. New window treatments enhance the space, and the exterior features new windows, screens, a new roof, solar panels, and new gutters and downspouts. Step outside to a beautifully landscaped front yard and a large, private backyard with an above-ground pool, perfect for relaxing or entertaining. The large lot (0.21 acres) is fully fenced with durable PVC, and includes a sizable shed with a roll-up door for extra storage. The property also features outdoor electrical outlets at both the front and back, as well as security cameras for peace of mind. For additional convenience, the home includes a 175 sq. ft. laundry/craft room, plus a bonus room that could easily be converted into a fourth bedroom, home office, or media room. Additional updates include new flooring, new toilets, and a water purifier for added comfort and efficiency. Don't miss the opportunity to make this turnkey home your own – it’s truly move-in ready!
Source: STELLAR #tb8320908
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8320908
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8320908
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.