15523 E 117th Ave, Commerce City, CO 80022
3 beds · 3 baths · 2,572 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Set on a spacious corner lot in Commerce City, this stunning home offers soaring ceilings, smart design, and exceptional storage. As you enter, elegant French doors lead to a private office—perfect for remote work or quiet time. The main living area boasts 18-foot ceilings, filling the space with natural light, while a cozy gas fireplace adds warmth. The kitchen is both functional and spacious, featuring tall, oversized cabinets and a walk-in French-door pantry for effortless organization. The laundry room, conveniently located off the garage, includes built-in cabinets and a utility sink for handling everyday tasks. The three-car garage offers built-in shelving, a workbench, a gas heater, a sink, and private side access—ideal for hobbies or extra storage. Upstairs, you’ll find three generous bedrooms and a full bathroom with dual sinks. The large loft provides flexible space for a living area or playroom. The primary suite offers a five-piece bathroom, a private toilet, and two walk-in closets. The basement, though unfinished, already has a fully finished bathroom with heated tile floors, perfect for guests or future expansion. The backyard is perfect for entertaining with stamped concrete, a gas line for grilling, and a dedicated wood-burning fire pit. Additional highlights include a central vacuum system, a crawl space for extra storage, and ample parking due to the home’s corner-lot location. 15523 E 117th Avenue is more than just a house—it’s a thoughtfully designed home where space, comfort, and potential meet.
Source: RECO #2363420
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #2363420
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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