1548 ANGLER AVE, Kissimmee, FL 34746
Welcome to Your Dream Home at 2680 Boat Cove Circle! Nestled in the highly desired golf community of The Oaks, Shingle Creek Reserve offers an unparalleled living experience. This stunning Savannah model by Apex Homes boasts features that make it ideal for any family. As you drive through the impeccably maintained neighborhood, the pride of ownership is evident at every turn. From the moment you pull up to this home, its impressive curb appeal catches your eye. A manicured lawn, lush landscaping, and an inviting front porch set the tone for what's inside. Picture yourself enjoying a peaceful morning, soaking in the serene atmosphere. Step inside, and you’ll immediately feel at home. The open floor plan creates a spacious and welcoming environment, perfect for both family life and entertaining. The two bedrooms at the front of the house, along with a full bath, provide ample space and privacy for guests or family members. The heart of this home lies in its beautifully designed main living area. Coffered ceilings, upgraded tile flooring, and tasteful decor bring an air of sophistication to the space. The gourmet kitchen, featuring espresso cabinetry, granite countertops, a glass tile backsplash, and stainless steel appliances—including a wine cooler—flows seamlessly into both the dining area and great room, ensuring everyone feels connected during gatherings. A large pantry, complete with organizational shelving, adds to the kitchen’s functionality, while the modern lighting package ties the entire space together. Adjacent to the kitchen is a versatile additional bedroom or den, providing even more flexibility. The owner’s suite is tucked away in a private corner of the home, offering both comfort and seclusion. The en suite bath boasts dual vanities, ample counter space, and a fully upgraded walk-in shower. The real showstopper, however, is the owner’s walk-in closet—a true rarity. Outfitted with custom California Closets, including a corner shoe carousel, it provides both form and function for two people. When it comes to outdoor living, this home truly shines. Enjoy a quiet evening on your screened-in lanai, or host a lively gathering under the gazebo with drinks from your outdoor bar. A BBQ area and an above-ground pool round out the perfect setting for family fun and relaxation. Additional highlights of this meticulously maintained home include a finished garage floor, a large driveway, a spacious interior laundry room, and more. The community itself offers residents a private boat slip with access to Lake Toho, while being conveniently located just minutes from major shopping, roads, and Central Florida’s world-famous attractions. Don’t miss the opportunity to call this incredible home yours—schedule a private tour today!
You may be able to put down less than the total down payment amount of $236,694 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5111155
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.