15440 Wildflower Cir, Naples, FL 34119
3 beds · 3 baths · sqft sqft
Location Location Location.....Rare, on the lake unit. Need help with closing costs, this may be the home for you. This 2022 townhome, corner unit (largest), on the lake is located in the heart of North Naples in the highly sought-after Meadowood community. Tile throughout the first floor and carpet on the second floor. The open concept kitchen has stainless steel appliances, a kitchen island and a pantry. Upstairs you will find a large master suite on one side of the residence for privacy and the other 2 bedrooms located on the other end. This unit has an open den area to conduct business or it can be used as another family room area for the kids or game room. The Laundry room is on the second floor making it convenient to do laundry. There is storage space under the stairs, and a one car garage. Meadowood has a clubhouse, fitness center, a large pool, half-court basketball court, a children's playground area overlooking the lake, and grills for dining. This community by far is family & pet friendly. The neighborhood has sidewalks and streetlights throughout the community. Enjoy the convenience of being minutes away from shopping, dining, golf courses, schools, and the Gulf. Close to I-75 for commuting to and from work. HOA fees are one of the lowest in the area. Pet restrictions are No Agressive Breeds.
Source: FORTMYERS #224075419
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224075419
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #224075419
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.