1544 Mira Lago Cir, Ruskin, FL 33570
4 beds · 3 baths · 2,210 sqft
This spacious 4-bedroom, 3-bathroom home is a perfect blend of modern comfort and relaxed Florida living, located in the tranquil, family-friendly community of Mira Lago. With a large pool, expansive lanai, and serene lake views, this property offers the ideal setting for both entertaining and everyday living. As you enter, you'll be welcomed by an open-concept living area that is both bright and airy, with large windows that allow natural light to fill the space. The gourmet kitchen features modern appliances, solid surface countertops, ample cabinetry, and a convenient breakfast bar—perfect for meal prep or casual dining. The master suite is a true retreat, offering his and hers walk-in closets and a private en-suite bathroom with dual vanities, a soaking tub, and a separate shower. The additional three bedrooms provide plenty of space for family, guests, or a home office. The real highlight of this home is the stunning outdoor living area. Step outside onto the large lanai, which overlooks the pool and picturesque lake, creating the perfect setting for both relaxation and entertainment. The pool area is spacious and private, offering a resort-like experience right in your own backyard.Whether you're relaxing by the pool, hosting a BBQ, or simply enjoying the view, this outdoor space offers the ideal setting for year-round enjoyment. Some of the standout features of this home are the impressive 3-car garage, offering ample storage and room for multiple vehicles or space for a workshop, providing additional convenience and versatility and a full yard irrigation system. Mira Lago’s community amenities include a pool, playground, and walking trails, adding to the convenience and enjoyment of living here. The home is ideally located with easy access to shopping, dining, major roadways, and the beautiful Gulf Coast beaches. Downtown Tampa is just a short drive away, making it the perfect location for those who enjoy both peace and accessibility. Whether you're looking for more space for your growing family, a peaceful retreat, or a home with a resort-like feel, 1154 Mira Lago Circle is a must-see. Don't miss out on this incredible opportunity—schedule your private tour today!
Source: STELLAR #tb8320028
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8320028
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8320028
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