15439 Stone House Dr, Brooksville, FL 34604
3 beds · 2 baths · 1,978 sqft
THE HOME YOU HAVE BEEN WAITING FOR WITH A HOT TUB OASIS!! Discover the perfect blend of comfort, style, and convenience in this stunning 3-bedroom, 2-bathroom home with a versatile den, located in the highly sought-after Trillium community. Built in 2017 by Pulte Homes which is one of the highest quality home builders in the country, which includes poured reinforced concrete construction, double pane hurricane-proof windows, extra roof joists and straps and many building upgrades not seen in other home builders. This home offers everything you've been looking for, from modern upgrades to exceptional community amenities. As you enter you will enjoy the beautiful laminate wood flooring that flows seamlessly throughout the home, with durable tile in the bathrooms and laundry room. A large den with double doors provides a versatile space that can easily serve as a private office, playroom, or guest room. The kitchen is a chef's dream, featuring upgraded appliances (2024), including a microwave, stove, and refrigerator, ample cabinet space, and a removable island for a customizable floorplan. The spacious living room is bright and welcoming, with sliding glass doors that lead to your private backyard oasis. Outside, enjoy the fully fenced backyard with a privacy fence, perfect for creating your own secluded retreat. The patio features a retractable awning for shade when you need it, while the hot tub adds a touch of luxury—ideal for entertaining or relaxing after a long day. The garage is equipped with wall-to-wall storage cabinets and two overhead metal storage racks, making organization a breeze. Another amazing feature of this home is the fully operational alarm system that is currently installed and can be connected to an external monitoring company if desired. Conveniently located near local shopping centers and restaurants, this home is just a short drive to Tampa for even more entertainment, dining, and shopping options. As a resident of Trillium, you'll also enjoy access to a sparkling community pool, playground, and a welcoming neighborhood atmosphere. This is more than a house—it's the lifestyle you've been dreaming of. Schedule your showing today and see it for yourself!
Source: STELLAR #W7871973
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #W7871973
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.