1543 W Clark St, Bartlett, TX 76511
4 beds · 3 baths · 2,983 sqft sqft
Welcome to this charming 4-bedroom, 3-bathroom, 3000 sqft home, originally built in 1945 and thoughtfully upgraded to meet modern needs. Located just 20 miles from Georgetown, this home combines the best of small-town charm with convenient amenities. Step inside and be greeted by an abundance of natural light streaming through the plantation shutters. The beautiful hardwood flooring throughout the home adds warmth and elegance. The living area boasts a cozy fireplace, perfect for family gatherings. The heart of the home is the island kitchen, featuring granite countertops that provide both style and functionality. Ideal for cooking and entertaining, the kitchen opens seamlessly to the living and dining areas, all located on the lower level. An office space is conveniently situated downstairs and can be easily converted into a bedroom if needed, though it lacks a closet. The additional bedrooms are located on the upper level, ensuring privacy and tranquility. The spacious backyard is perfect for outdoor activities and relaxation, featuring a wooden deck ideal for summer barbecues. The detached oversized garage offers versatile space that can be used for storage or as a workshop, catering to all your needs. This home truly offers a blend of historic charm and modern upgrades, making it the perfect place for your family to create lasting memories.
Source: ACTRIS #4010914
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4010914
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4010914
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.