15423 Markham Dr, Clermont, FL 34714
4 beds · 2 baths · 2,091 sqft
Welcome to this beautiful home, nestled amongst the rolling hills of Clermont! As you approach the home upon a beautifully tiled walkway, you will find yourself entering through a stunning set of cut glass doors. An open and airy foyer will greet you as well as a formal dining room, which provides plenty of space to entertain family and guests. The warm and welcoming feel of the kitchen and family room will compel you to want to have a seat and a chat with a cup of coffee or hot tea in hand! Split from the primary bedroom, there are 3 well appointed bedrooms with a Jack and Jill bathroom perfectly situated in the midst of them. The private and expansive master bedroom offers plenty of room to relax and unwind with a walk in closet and ensuite bathroom. The primary bathroom offers granite counter tops with dual vanities with a garden tub and separate shower. The primary bathroom also provides a convenient opening to the pool area, alleviating the stress of having wet swimmers running through the home to use a restroom. The sparkling pool and lanai area are the perfect getaway to relax or entertain your friends and family. This home has a location that can't be beat - 20 minutes to central Florida's famous theme parks such as Disney, Universal and MORE! Also your less than 15 minutes to historic and lakeside downtown Clermont. If you and your family prefer a little more laid back "one-with-nature" kind of vibe, 10 minutes away is Lake Louisa State Park, offering horseback riding, glamping and kayaking. Nearby NTS and Olympus training facilities for Olympic Athletes. This fabulous home has everything to offer a vibrant and active couple or family who want to experience everything that central Florida has to offer! Don's miss this opportunity to view this home today! ROOF - 2019 HVAC - 2023 BRAND NEW POOL HEATER - 2024
Source: STELLAR #o6267526
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6267526
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6267526
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.