1542 Clear Creek Rd, Hartsel, CO 80449
5 beds · 3 baths · 3,808 sqft sqft
Welcome to your new home nestled in the heart of Colorado’s breathtaking landscape! This beautiful property boasts five acres of serene beauty with spectacular views of snow-capped peaks and expansive valleys, making it the perfect mountain retreat or year-round residence. Inside, you will find a spacious open floor plan where you can enjoy a seamless flow throughout the living areas, ideal for entertaining or family living. The nice-sized kitchen is equipped with ample counter space and modern appliances, perfect for the home chef. The walk-out basement is made for ‘get togethers,’ with a full-length dry bar, and ample space for a pool table and air hockey, two additional bedrooms, and a full-bathroom. Wake up to stunning mountain vistas and enjoy peaceful sunsets from your front yard. Situated for easy access to Denver and Breckenridge, and just minutes from National Forest land and world-class fishing spots, with numerous outdoor activities at your doorstep. Plus, county-maintained roads ensure easy access in all seasons. You won’t find a better value for a property of this caliber for a low-maintenance, off-grid home. Whether you love hiking, fishing, or simply soaking in the natural beauty, this location has it all. Don’t miss out on this incredible opportunity to own a piece of Colorado’s pristine wilderness. Schedule a viewing today and make 1542 Clear Creek Road your new home.
Source: RECO #5425464
Source: RECO #5425464
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5425464
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