15412 Trinity Fall Way, Bradenton, FL 34212
4 beds · 3 baths · 2,316 sqft
Welcome to this stunning Elston model at Del Tierra community! A spacious two-story home with 4 bedrooms, 2.5 baths, and 2,316 square feet of beautifully designed living space. Situated on a premium lot, this home offers a large fenced yard with tranquil pond views, providing a perfect backdrop for outdoor relaxation. The main level features an open-concept layout that seamlessly connects the great room, dining area, and kitchen. From the kitchen, enjoy beautiful water views, adding a serene touch to daily routines. The living room showcases a stunning faux accent wall in a light natural color, creating an elegant focal point that enhances the space. A convenient half bath completes the first floor. Upstairs, all four bedrooms provide privacy and comfort, including a spacious master suite with a walk-in closet and a double vanity in the en-suite bath. A versatile loft area offers extra space for a family room, home office, or playroom. An additional upstairs bathroom also includes a double vanity, ensuring convenience for family or guests. Families will appreciate the home’s proximity to Gene Witt Elementary School, located just beyond the neighborhood. A nearby sidewalk path provides easy access, making it safe and convenient for kids to bike or walk to school. This family-friendly community is packed with amenities, from a sparkling pool and clubhouse to soccer fields, a fitness center, and playgrounds. The neighborhood is vibrant and welcoming, with seasonal activities and family-friendly events throughout the year. Conveniently located close to Publix, dining options, and the beautiful Anna Maria Island Beach, this home also offers easy access to I-75, making commutes a breeze. Discover comfort, community, and convenience all in one place. Schedule your tour today to experience everything this beautiful home and neighborhood has for you!
Source: STELLAR #a4627073
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4627073
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4627073
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.