15409 NW 121st Pl, Alachua, FL 32615
5 beds · 3 baths · 3,294 sqft
Under contract-accepting backup offers. Beautiful 2022-built home with almost 3300 sq ft of heated and cooled space, sitting on a half acre and offering 5 bedrooms, a large media/flex room, 3 full baths, oversized kitchen and main areas, 3-car garage! The entryway is inviting and leads you to guest rooms on either side with a shared bath, the media/flex room on the right and it opens up to breathtaking kitchen, living and dining areas. Open concept plan with a neutral color palette of whites, grays and earth tones and complemented by wood accents! The large and striking modern fireplace serves as a focal point, with built-in shelves for your favorite books! The oversized kitchen is a dream with its clean lines and high gloss finishes, quartz counters, stainless steel appliances, backsplash and massive island as hub for your gatherings. Upgraded light fixtures pull together the modern lines and warmth. Triple split with 2 more guest bedrooms, a shared bath and study nook on SW wing. Find the luxurious primary bedroom on the SE wing with tray ceilings, sitting area (can easily be an office/gym), en suite bath of envy with dual vanities, linen tower, large walk-in shower and His & Hers closets. Each bedroom is a sanctuary of comfort and style. The utility room offers laundry area, cabinetry, counters, laundry tub. Enjoy the nice backyard from the relaxing screened-in porch. Surround sound speakers, blinds, premium cabinetry pulls and fixtures are other upgrades. All the room your family would need! Luxury vinyl planks throughout main areas and wet areas. Meticulously-kept home awaiting its next family. This gorgeous home in quaint Tara Village awaits you! Call now for your private tour!
Source: STELLAR #gc523462
Source: STELLAR #gc523462
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #gc523462
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.