154 Wooded Vine Dr, Winter Springs, FL 32708
3 beds · 3 baths · 1,680 sqft
Winter Springs 2 story home located in Tuskawilla Crossings Community next to the middle school and local shops. Great location with quick access to the 417 to get you in any direction. The community has so many great features and incase you are new to the area, let me list them for you: Dog park, Play ground, Community Pool, Cook out with covered pavilions, and even walking distance to the nature trail all in your own backyard. This beautiful 2 story home is great, there's plenty of street parking for guests and the home has an open floor with lots of space. The owners just installed beautiful new wood floors throughout the entire home. With a large kitchen and seating island it is easy to feel like you have your own cooking show all from the comfort of home. Downstairs is the main sitting area and dinning room with a 1/2 bath off to the side. With all the bedrooms and laundry room being upstairs you don’t have to worry about keeping clean rooms for company. To keep the home cooler the owner have added a custom retractable shades for those summer evenings. The back patio has covered seating for cookouts and the backyard is all fenced in. The covered walk way leads to a 2 car detached garage so you won’t get wet going to your car. Lots of space inside the overside garage and a covered patio to spend all year round outside. The home was built by Lennar Homes in 2019 so the home has been well maintained. If you are hosting at your new home or having a pool celebrations at the community clubhouse there's plenty of space. If you are want more storage, a brand new storage facility will be within walking distance. You do not have rear neighbors but you will have extra storage space if needed. Your future home is a phone call away.
Source: STELLAR #o6262735
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6262735
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6262735
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