154 Circle Slope Dr, Simpsonville, SC 29681
5 beds · - baths · sqft sqft
Discover this spacious 6-bedroom home in the highly sought-after Holly Trace Subdivision, right next to Holly Tree Country Club and golf course. This neighborhood is packed with amenities, including a pool, clubhouse, playground, and tennis court, and is just 7 minutes from Five Forks, Downtown Simpsonville, and the hip new Bridgeway Station. Inside, the floor plan is as versatile as your lifestyle. Whether you need extra bedrooms, office spaces, or entertainment zones, this home has you covered! With storage galore, a brand-new roof, and a tankless gas water heater, it’s ready for your family’s next chapter. The main level features hardwood floors throughout the high traffic areas, a primary suite with backyard views, and a master bath complete with a jetted tub, separate shower, and walk-in closet. The kitchen has granite countertops, a breakfast bar, and an extra (2nd) walk-in pantry in the spacious laundry room. A sunlit breakfast room doubles as a sunroom, and the cozy living room is anchored by a wood-burning fireplace with gas starter potential. Perks you’ll love include 1) a front room perfect as an office or lounge, complete with French doors for privacy. 2) An upstairs haven with 4 bedrooms, 2 full baths, and a massive rec room (or potential 6th bedroom complete with a closet)—perfect for game nights, movie marathons, hobby space, a teen retreat or a second Primary Suite. 3) A fenced backyard offering endless possibilities for play, gardening, slip n slides, sledding or entertaining with a grilling area and private vibes. 4) A long driveway with a generous parking pad plus a full size 2-car garage that includes a workshop and/or gym space. Located in the heart of Simpsonville with easy access to I-385, I-85, and downtown Greenville, this home combines charm, convenience, and room to grow. Don’t wait—schedule your showing today and start living the Holly Trace dream! Open Houses Scheduled Friday, November 22nd 4pm-6pm and Sunday November 24th 2pm-4pm.
Source: GREENVILLESC #1542377
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1542377
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1542377
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.