1537 MILL CHASE CT, Lawrenceville, GA 30044
Welcome to 1537 Mill Chase Court, a stunning home nestled in a peaceful cul-de-sac in Flowers Crossing at the Mill. As you step inside, you're greeted by a welcoming den and a formal dining room, ideal for both everyday living and entertaining guests. The open-concept layout on the main floor is accentuated by a spacious living room, where high ceilings and large windows create a bright, airy atmosphere, perfectly complementing the cozy fireplace. The gourmet kitchen is a true centerpiece, featuring modern appliances, ample counter space, and an abundance of cabinetry. The adjoining breakfast nook offers a casual dining space with serene views of the beautifully landscaped backyard. Upstairs, the master suite is a private retreat, complete with sitting area, generous walk-in closet and a luxurious en-suite bathroom featuring a soaking tub, separate shower, and dual vanities. The additional bedrooms are spacious and are perfect for family or guests. The fully finished basement adds another level of versatility to this home. Whether you envision a home theater, a recreation room, or a private home office, this space can be tailored to meet your specific needs. ThereCOs also plenty of storage space to keep everything organized. One of the standout features of this home is the expansive enclosed back porch, ideal for enjoying your morning coffee or relaxing in the evening while overlooking the private, fully fenced backyard. Located in a highly sought-after community that offers 2 swimming pools, 10 tennis courts, playgrounds, lake and clubhouse. The location of the home offers easy access to major highways, parks, top rated schools, shopping centers, restaurants, and entertainment making it a highly desirable location for both convenience and quality of life. Don't miss out on the opportunity to make this beautiful house your new home! Schedule a showing today!
You may be able to put down less than the total down payment amount of $101,282 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10366031