15340 White Tail Loop, Mascotte, FL 34753
3 beds · 2 baths · 1,702 sqft
Under contract-accepting backup offers. This newly built, fully upgraded home offers over 1,700 sqft of elegant living space, featuring 3 spacious bedrooms and 2 full bathrooms. Enjoy complete privacy with no rear neighbors! As you step through the front door, you'll be welcomed by upgraded tile flooring throughout, tall ceilings, and abundant natural light. The open-concept floor plan seamlessly integrates the living room, dining room, and kitchen, creating an entertainer's paradise. The kitchen is a chef's dream, boasting luxury cabinetry, stainless steel appliances, and high-end quartz countertops, perfect for all your culinary needs. The home’s split floor plan design places two bedrooms and a bathroom at the front, while the owner's suite is situated at the back. The grand owner's suite features a walk-in closet, an ensuite bathroom, and overlooks a beautiful water and wooded view. Sitting on a spacious lot, this home offers ample room for a future pool and much more. Nestled within a well-established community, this property enjoys an enviable location close to major highways, ensuring convenient access to all amenities. Just minutes away, residents can indulge in excellent shopping opportunities, dine at a variety of luxury and casual eateries, and explore nearby theme parks for entertainment. Moreover, the neighborhood benefits from proximity to brand-new, state-of-the-art hospitals and a top notch school system, providing peace of mind for residents seeking quality healthcare services and high end education for their family. Whether it's shopping, dining, entertainment, education, or healthcare, this vibrant community offers an abundance of options to suit every lifestyle need and preference. Call today to schedule a private tour.
Source: STELLAR #o6222115
Source: STELLAR #o6222115
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6222115
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.