15322 VERAMONTE WAY, Orlando, FL 32828
* NEW PRICE IMPROVEMENT* Discover your dream home in the heart of the highly sought-after gated Bella Vida community! This stunning 5-bedroom, 3-bathroom residence is designed for comfort, style, and convenience. Step inside and be greeted by an open split floor plan that exudes warmth and charm. Upon entry, you’ll find a spacious flex room with additional storage. The gourmet kitchen features beautiful granite countertops overlooking the spacious family room—perfect for entertaining guests or enjoying quality family time. The main floor is adorned with tile throughout the kitchen and family room. The expansive primary bedroom, located downstairs, boasts laminate flooring, a walk-in closet, and a luxurious bath with a garden tub, dual sinks, and a walk-in shower. Three additional spacious bedrooms share the second full bath. The versatile upstairs bonus room adapts to your lifestyle, whether you need a home office, gym, or playroom. Additionally, the fifth oversized bedroom and third full bathroom are upstairs. Enjoy the privacy of a fenced backyard, ideal for outdoor gatherings and pets. With a new roof installed in November 2020 and an Enphase Solar Power system, this home combines modern energy efficiency with timeless appeal. Located in a renowned top-tier school district, you’ll appreciate the convenience of elementary, middle, and high schools all within 2 miles. The Bella Vida community itself offers a wealth of amenities, including a playground, covered pavilion, dog park, half basketball courts and walkable areas perfect for enjoying the outdoors. Plus, you’re just minutes away from premier shopping and dining options, including the vibrant Waterford Lakes Shopping Center and only a few minutes away from the University of Central Florida and all that Central Florida has to offer. Don’t miss this rare opportunity to live in a gated community that truly has it all. Schedule your private tour of your new home today!
You may be able to put down less than the total down payment amount of $209,667 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5084843
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.