1532 Kintla Rd, Apopka, FL 32712
4 beds · 3 baths · 2,341 sqft
***SCHEDULE A VIEWING TODAY AND EXPERIENCE ALL THAT THIS BEAUTIFUL HOME HAS TO PROVIDE!!! Welcome home to this beautiful 4 bedroom 2.5 bathroom, open floor plan, home located in the sought after neighborhood of Oak Hill Reserve. When you first walk through the door you will fall in love with this gem. Fantastic tile entry way leads into a cozy sitting area with a dining room, living room combo. Beautiful kitchen including Corian countertops 42" cabinets. Stainless steel appliances and a breakfast bar with recessed lighting. This opens up into the family room with amazing vaulted ceilings. A fantastic 1st floor primary bedroom boast direct access to the exterior lanai, awesome en suite bathroom with huge spa bathtub, dual sinks, separate remodeled shower and water closet. Lots of closet space. Second story family room, perfect for an office or a play room. Extra large under stairs closet with keyed entry. Fenced in backyard with a multi-access covered lanai. ***AIR HANDLER REPLACED 2021***. ***WASHER AND DRYER INCLUDED.*** You are also in walking distance to the beautiful community pool. Oak Hill Reserve is a great community providing a playground and community swimming pool. Nearby parks, such as the Northwest Recreational Complex, the Apopka Amphitheater, Wekiva Springs State Park and Kelly Park Rock Springs are only minutes away. Don't miss this fantastic opportunity!!! Great home at an amazing price.***PROPERTY IS UNFURNISED***WOW UPDATED AND FRESHLY PAINTED***
Source: STELLAR #o6198997
Source: STELLAR #o6198997
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6198997
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.