1532 Chateaux De Ville Ct, Clearwater, FL 33764
3 beds · 3 baths · 1,318 sqft sqft
One or more photo(s) has been virtually staged. Welcome to the beautiful Chateaux De Ville community centrally located in Clearwater and just minutes from the Pinellas Trail. This end unit townhome features three bedrooms and two and a half bathrooms. As you walk up to the front door you are greeted by a beautifully landscaped lawn that is all maintained by the association. Enter the front door and you immediately notice all of the amazing Florida sunshine pouring in the townhome. The kitchen is perfect for all your cooking needs and has enough space for an eat in bistro table for your morning cup of coffee as you catch the birds flying by the front window. Make sure to notice the expansive counter space and beautiful neutral cabinet finishes in the kitchen and the pass through that allows for an open feeling throughout the entire first floor and has space for multiple bar stools. Just to the left of the kitchen you will find the guest half bathroom that is ideal for any guest. Passed that, you enter the living/dining room combination space. There is plenty of space for a dining table if you wish or you can have an extra-large living room to host all of your family and friends together. The living room can easily fit a large sectional and features a wood burning fireplace to enjoy in the Florida winter months. The sliding glass doors open up beautifully to the screened lanai where you can see the otters playing in the pond out in your backyard. This view is really exceptional, you can really sit back and enjoy unobstructed nature views. Also, outside on the lanai you can find a large storage closet perfect for all of your storage needs. Just upstairs, you will find the two guest bedrooms that both are ample size and have large closets. The guest bathroom is ideal for any guest and features a tub and shower combination as well as a linen closet. On the opposite side you will find the primary suite with a large and an ensuite bathroom. Make sure to check out the expansive side yard that is perfect for letting the dog run outside or throwing a football with friends, also, the yard can be fenced in if you want! The sparkling community pool is just at the end of the road and low HOA fee is a bonus! Call today to schedule a private showing before this townhome becomes someone else's dream come true!
Source: STELLAR #tb8308758
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308758
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8308758
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