1531 ELOISE CT, Kissimmee, FL 34759
DON'T MISS this private paradise with this meticulously crafted home. Luxury Living and to embrace a lifestyle of refined sophistication and timeless charm in the heart of Poinciana and Kissimmee. SMART HOME where you can control everything from your phone. It used to be builder model HOME. Inside, the home exudes warmth and character with its original VINYL PLANK floors, soaring ceilings, and elegant crown molding. The state-of-the-art kitchen is a culinary enthusiast’s dream, featuring top-of-the-line appliances, custom cabinetry, and amazing countertops (WOOD RESIN) is resistant to water, features heat-resistant characteristics, and is extremely durable. Unlike granite and other types of stone that are use for countertop and break , this never breaks and easy to repair. Manufactured wood resin surfaces were first implemented in laboratory settings, because of their resistance to scratches, dents, and impact damage. Entertain guests in the spacious living areas. Boasting 4 bedrooms and 2/1 baths, including a luxurious master bedroom, Three additional bedrooms have al lot of versatility for guests or home offices. This residence looks expansive but it is listed with an affordable price. It has two car garage and enough space for both relaxation and entertainment. Schedule your private tour today and experience the beauty of this home firsthand, PRICE REDUCED and SELLER IS MOTIVATED. SELLER CONCESSION. Act fast — homes like this don’t stay on the market for long. Take the first step toward owning your perfect home — call us now for more details.
You may be able to put down less than the total down payment amount of $95,574 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3528365