1531 Eloise Ct, Kissimmee, FL 34759
4 beds · 3 baths · 1,828 sqft
DON'T MISS this private paradise with this meticulously crafted home. Luxury Living and to embrace a lifestyle of refined sophistication and timeless charm in the heart of Poinciana and Kissimmee. SMART HOME where you can control everything from your phone. It used to be builder model HOME. Inside, the home exudes warmth and character with its original VINYL PLANK floors, soaring ceilings, and elegant crown molding. The state-of-the-art kitchen is a culinary enthusiast’s dream, featuring top-of-the-line appliances, custom cabinetry, and amazing countertops (WOOD RESIN) is resistant to water, features heat-resistant characteristics, and is extremely durable. Unlike granite and other types of stone that are use for countertop and break , this never breaks and easy to repair. Manufactured wood resin surfaces were first implemented in laboratory settings, because of their resistance to scratches, dents, and impact damage. Entertain guests in the spacious living areas. Boasting 4 bedrooms and 2/1 baths, including a luxurious master bedroom, Three additional bedrooms have al lot of versatility for guests or home offices. This residence looks expansive but it is listed with an affordable price. It has two car garage and enough space for both relaxation and entertainment. Schedule your private tour today and experience the beauty of this home firsthand, PRICE REDUCED, SELLER CONCESSION and SELLER IS MOTIVATED. Act fast — homes like this don’t stay on the market for long. Take the first step toward owning your perfect home — call us now for more details.
Source: STELLAR #t3528365
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3528365
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3528365
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.