1530 Biltmore Ln, Irving, TX 75063
3 beds · 4 baths · sqft
Luxurious, upgraded townhome designed for the discerning buyer seeking both style and convenience. This pristine, three-story residence offers a low-maintenance lifestyle in the heart of the city with seamless access to major highways, shopping, dining, and recreation. On the first floor, you’ll find a spacious multipurpose room ideal for use as a media room, game room, gym, office, or additional bedroom with a half bath. The main living area on the second floor, also prewired for surround sound, is bathed in natural light and features a stunning open concept with wood flooring throughout. The gourmet kitchen is a chef’s dream, complete with granite countertops, an oversized island, a convection oven, a wine fridge, pantry, and a cozy eat-in dining space with TV mount. The kitchen's bay window brings additional light and character to the space. The split primary retreat, located on the second level, ensures privacy with a spacious ensuite, including a walk-in shower, garden tub, and a large walk-in closet outfitted with custom shelves and drawers. Two additional bedrooms on the third floor share a full bath, making it perfect for families or guests. Homeowners Association (HOA) benefits include neighborhood-patrolled security, front and backyard maintenance, community pool access, and exterior maintenance covering foundation, roof, and balcony. Enjoy a prime location with easy access to LBJ Freeway, George Bush, and Hwy 114, with DFW Airport less than 10 minutes away. Nearby attractions include Whole Foods, Kroger, Target, Hackberry Creek Country Club, and Toyota Music Factory, with scenic hiking and biking trails just 5 minutes away. This townhome is thoughtfully designed with a smart layout and modern conveniences, blending luxury with a vibrant community atmosphere. Don’t miss out on this gem in the heart of Las Colinas!
Source: NTREIS #20771739
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20771739
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20771739
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.