153 Rockport Dr, Mcdonough, GA 30253
5 beds · 3 baths · 2,053 sqft
Welcome home to this spacious 5 Bedroom 3 Full Bath " RENOVATED" home located in the sought-after St Andrews @ Rockport Community. This home features New Flooring including new carpet, new Luxury Vinyl Tile (LVT), Fresh Paint, an upgraded kitchen with quartz countertop, a massive island that can entertain ten guests, a new stainless steel double sink, lighting, and backsplash. The owner has spared no expense in this beautiful kitchen and home. There is so much more to see. It is Move-in Ready. It is approximately 20+ minutes from the Atlanta Airport and 35-40 minutes from downtown Atlanta. You will find this community quite accommodating. The home has a large Primary Bedroom with a garden tub ensuite. Imagine relaxing in the garden tub after a long day. Your family will enjoy the ample-sized secondary bedrooms. There is a Flex-Room off the garage that can be used as a private Work-From-Home office, workout room, kitchen or whatever you desire THERE SO MUCH SPACE. Don't forget the 2 Car attached Garage. The Community Amenities include 2 Swimming Pools one of which is a Kiddie Pool, a Tennis/Volleyball Court, Playground, and a Clubhouse. It's a great place for your family and friends to gather for some summer fun. The backyard is large enough for outdoor entertaining and has a Brand-New Deck. The property Lot is Hugh so there is plenty of room for outdoor fun and relaxation. The Seller would like to close no sooner than the last week in May! Call and schedule an appointment Today. Highly rated Union Grove School District the Schools are only approximately 3 miles away. Note: HOA Rental Restricted, NO BLIND OFFERS.
Source: FMLS #7538110
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7538110
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.