1529 Tillman Falls Ave, Las Vegas, NV 89183
3 beds · 3 baths · 1,605 sqft
Clean 2 story in a really nice neighborhood. Front porch, nice curb appeal. Well designed, open floor plan, good room sizes. High ceilings in every room make the house feel spacious. Raised living room, plus separate family room. Nice size kitchen with breakfast bar, granite counters, plenty of cabinet and counter space. 3 bedrooms upstairs. Primary bedroom has vaulted ceiling, walk in closet, dual sink vanity. Separate laundry room, pantry and downstairs half bath with storage under stairs. Ceiling fans, linen cabinets, nice stair railings. New flooring throughout, house is move in ready. Corner lot with patio and back yard. HOA does the front yard maintenance. Lamplight Square is a well maintained, gated neighborhood with a park and pool. Pavered driveway, garage is full sized. All appliances included. Neighboring homes are all well maintained. Convenient Silverado Ranch location near lots of retail, I-15, 215 & St Rose Parkway all nearby.
Source: LASVEGAS #2645012
All values shown are estimated costs / mo.
Source: Public records
Source: LASVEGAS #2645012
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.