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15282 W Mckinley St, Goodyear, AZ 85338

4 beds · 3 baths · 1,980 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Located on a premium homesite with no neighbors across the street and just a short walk to the community park, this popular Jericho floor plan offers 4 bedrooms and 3 full baths in 1980 SqFt with an open great room layout and split bedrooms. The gourmet kitchen is beautifully designed with 42'' white Shaker cabinetry with crown molding, granite countertops, herringbone tile backsplash, stainless appliances including a gas cooktop and wall ovens, a walk-in pantry, and an island with breakfast bar & designer pendant lighting. Multi-panel center sliding glass doors lead out from the great room to the covered patio and backyard with easy-care artificial turf for kids & pets to play on and only single story neighbors. The primary bedroom has an en-suite bath with an extended dual sink vanity, a jetted spa tub, separate shower, and a walk-in closet. Other features include a Honeywell Home Healthy Home System, plantation shutters throughout, laundry room cabinets & shelving, a Craftsman-style exterior with front porch and stone accents, and an oversized 2 car garage with a pavered driveway.

Location
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Home details
Size
1,980 sqft
Lot size
0.13 acres
Year built
2020
Type
Single Family Residence
HOA dues
$115.00

Source: ARMLS #6802845

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: May 11, 2025 11:05 pm
Listing agent: Beth M Rider (602) 315-8749
Listing provided courtesy of: Keller Williams Arizona Realty (480) 767-3000
Details provided by ARMLS and may not match the public record.
MLS ID: #6802845
Copyright © 2025 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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