15260 W Alexandria Way, Surprise, AZ 85379
4 beds · 4 baths · sqft
Located on a coveted corner lot in the vibrant Marley Park community, this beautifully remodeled home offers the perfect combination of modern luxury, comfort, and thoughtful design. With 3,038 sqft of living space, this home is perfect for both family living and entertaining. The main floor opens to a formal dining room and a cozy sitting room off the entrance, creating a welcoming atmosphere from the moment you walk in. Upstairs, you'll find three spacious bedrooms, including a tranquil master retreat, along with a conveniently located laundry room. The heart of the home is the chef-inspired kitchen, which features a large island, top-tier appliances, and a seamless flow into the bright, open living room. A butler's pantry adds both style and practicality for all your storage needs. Adding to the appeal is a loft area, perfect for a playroom, office, or additional lounging spaceoffering flexibility to fit your lifestyle. The home also includes a separate guest casita with its own private entrance. This 265 sqft space is perfect for guests, a home office, or even a gym. With a brand-new AC unit and a walk-in shower, the casita offers privacy and comfort, making it an ideal retreat. Step outside into the oversized corner lot and discover a true outdoor oasis. The huge play pool is perfect for cooling off during hot Arizona days, while the built-in BBQ provides a great spot for entertaining friends and family. A spacious side yard offers room for play or relaxation, and the side entrance to the casita adds extra convenience. The large driveway accommodates multiple vehicles, ensuring you have plenty of space for guests or toys. Living in Marley Park means enjoying a community full of amenities. With over 200 acres of parks, walking trails, and sports courts, there's always something to enjoy. The Marley Park Community Center is perfect for hosting neighborhood events, and the private swimming pool and splash pad are ideal for family fun. Plus, with top-rated schools nearby, this is a community that has it all. This exceptional home blends style, space, and convenience in one of Surprise's most desirable neighborhoods. Don't miss out on this incredible opportunity!
Source: ARMLS #6828273
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6828273
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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