15257 SE 94th Ter, Summerfield, FL 34491
3 beds · 2 baths · 1,636 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Don't miss this "2018" BUILT HOME IN ORANGE BLOSSOM HILLS! LOTS OF ADDED BUILDER AND OWNER EXTRAS IN THIS HOME! OVER 1600+ living sq.ft., 3 bedrooms, 2 baths SPLIT PLAN, block and stucco, beautiful courtyard with brick accents and outdoor wall sconces, gorgeous lighting inside too, pendant lights over eat-at counter in kitchen, stainless steel appliances, chandelier over dining table, and lots of recessed lighting throughout kitchen area, granite counter tops, under cabinet lighting in kitchen, travertine tile flooring in bath and inside laundry room, gorgeous high quality laminate in foyer, kitchen, living and dining areas, hang down stain glassed light fixture as you enter the home, hand picked fans in almost every room, large great room with dining area off kitchen, large master bedroom suite with trey ceiling, stunning master bath with glass enclosed and tiled shower, granite counters and double vanity sinks, 2 GREAT sized guest bedrooms, wonderful guest bath tub and shower with tiled walls, huge french doors with inside glass with open and closed blinds leading out to backyard and nice size lot with covered back concrete patio and 2 car garage! CLOSE TO THE VILLAGES, restaurants, shopping, entertainment and MORE!
Source: STELLAR #TB8353341
Source: STELLAR #TB8353341
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.