1525 Breanna Ln, Kyle, TX 78640
3 beds · 2 baths · 1,560 sqft
Charming single-story home located in desirable Bunton Creek community. As you step inside you'll be greeted by a bright and inviting open floor plan that exudes warmth and style, the tall ceilings create a spacious and inviting atmosphere ideal for entertaining family and friends. The kitchen boasts 42” cabinets and overlooks the dining area and family room where ample windows allow an abundance of natural light into the home. The large owner's suite is a true retreat, complete with an en-suite bath and spacious walk-in closet. The secondary bedrooms are thoughtfully designed to provide ample space and share a full bath. The home is completely carpet-less; featuring recently installed vinyl plank flooring, water softener, security system, solar panels; providing energy savings and reducing your carbon footprint, and the interior has been freshly painted ensuring a fresh and welcoming start! Enjoy your morning coffee in the spacious backyard or relax in the screened-in back patio, where you can fully embrace the tranquility of your new home. Bunton Creek residents enjoy access to amenities such as a well-appointed clubhouse, basketball court, walking trails, park, covered pavilions, a large refreshing pool, and splash pad. Conveniently located close to Lake Kyle Park, Steeplechase Park, and Plum Creek Trl, offering endless opportunities for outdoor adventures or take a quick drive to the Historic City Square Park for Kyle Market Days, where you can buy locally made goods, food, and enjoy some live music. Check out food destinations such as La Ola Pop Shop, New World Bakery, and Milt’s Pit BBQ, however, if retail therapy is what you're seeking then take a short drive to San Marcos and visit the San Marcos Premium Outlets which has over 220 name-brand luxury stores! Don't miss your chance to make this beautiful home yours today!
Source: ACTRIS #3524140
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #3524140
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.