1525 1st St, Argyle, TX 76226
3 beds · 2 baths · 2,075 sqft
Ideally situated on one of the largest and most desirable lots in the award-winning Harvest community and served by exemplary Argyle ISD, this David Weekley stunner is a rare find. The expansive open concept layout offers well-appointed elegant spaces that effortlessly flow into one another creating an ultimate setting for family living and entertaining. Soaring ceilings and an abundance of windows fill the home with natural light, enhancing its warm and welcoming atmosphere. The chef in your family will fall in love with the gourmet kitchen, complete with a gas cooktop and an oversized island that serves as a favorite gathering spot for friends and family alike. A handsome study tucked behind french doors offers a quiet, private space—ideal for working from home. Spacious Owner's Retreat has an inviting bath with soaking tub and offers the perfect escape to unwind at the end of the day. The pie-shaped, third-of-an-acre lot is truly spectacular—offering ultimate privacy with no neighbors looking in and endless possibilities for enjoyment. Whether you envision adding a pool, creating space for kids and pets to play, or simply savoring peaceful moments on your spacious covered patio, this backyard is your personal sanctuary. Lovingly cared for by its original owner, this home has been exceptionally well maintained, with big-ticket items like the roof and HVAC system recently replaced. Resort-style living is right outside your door with unmatched community amenities, including multiple clubhouses and pools, a fitness center, on-site coffeehouse, scenic lake with a covered fishing dock, parks, lush green spaces, miles of trails, and more. HOA dues include high-speed internet and cable. This prime location within Harvest also offers easy access to I-35W, Harvest Town Center, and Northlake Commons, with a great selection of shopping and dining options nearby.
Source: NTREIS #20897802
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20897802
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.